{
  "form": "property",
  "reported_at": "2026-06-11T18:02:00-05:00",
  "reported_by": "Bright Harbor Insurance Agency",
  "carrier": "Meridian Mutual Insurance Co.",
  "policy_number": "HO3-2214087-01",
  "term_start": "2025-10-01",
  "term_end": "2026-10-01",
  "named_insured": "D. Okafor",
  "contact": {
    "name": "D. Okafor",
    "phone": "(940) 555-0164"
  },
  "date_of_loss": "2026-06-11",
  "time_of_loss": "16:40 CT",
  "loss_type": "wind_hail",
  "loss_location": "2114 Pecan Hollow Dr, Denton, TX 76205",
  "description": "Hail impact to roof decking and two skylights; water staining in the upstairs hallway ceiling. No injuries.",
  "authorities_contacted": "None",
  "remarks": "Insured prefers contact by phone."
}